Excel can be useful to keep track of activity and making improved decisions when looking back at the data.
This is super helpful considering Forbes magazine published
63% of Americans couldn't handle a 500$ emergency.
To break that cycle, we need to practice some savvy money habits.
And no, this does not mean get your friends to buy your beer on the weekends!
I have designed a template to combat this problem and make budgeting easier.
Take a look at the different elements of the template below...
